FAQ Blog
List of Services
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Can Homeowners Insurance Be Transferred To A New Owner? (Duluth, GA) Home buyers often ask if a home insurance policy can simply be transferred from one person to another, therefore allowing a new homeowner to begin making the payments when the old owner moves out.Can Homeowners Insurance Be Transferred To A New Owner? (Duluth, GA)
The short answer here is no. A home insurance policy cannot be transferred from one person to another. Each policy is unique, and coverage rates really depend on a broad number of factors that change from person to person.
Now this isn't necessarily a bad thing. If the original homeowner is a college student and the new homeowner is a retiree, the rates will almost certainly be less expensive for the new homeowner, right? Now, more importantly, every homeowner has a different set of coverage priorities, which means the specific coverages and amounts can vary significantly from one homeowner to another.
And so before making a final choice on your coverage, be sure to speak with an insurance professional that can help you understand all of the rates and all of the options associated with your homeowner's policy.
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Got a pet?
We’d be happy to review your pet insurance coverage options with you!
Visit our website to find available pet insurance coverage! www.thepetinsurancebrokers.com -
Can Auto Insurance Companies Drop Your Coverage? (Duluth, GA) An important question often asked by drivers is can my car insurance company drop my coverage? And the answer is yes, but only under certain conditions. So generally speaking, a carrier will only cancel an insurance policy after the agreed term.Can Auto Insurance Companies Drop Your Coverage? (Duluth, GA)
So if you have a 6 month policy, then carriers will almost always maintain coverage. For that duration. However, during your term, if you are involved in multiple collisions, then your carrier may decide to not renew your policy at the end of your term.
Now, in extreme cases, your carrier may cancel coverage abruptly, and this generally results from multiple DUI charges or maybe improper information on your. Insurance policy form, but in either case, the insurance company will tell you that your coverage has been dropped or that your plan will not be renewed.
So to prevent being left without auto insurance, make sure that you speak to your insurance agent, somebody that you trust, and they can help you find a policy from a reputable carrier that meets all of your needs.
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Got a pet?
We’d be happy to review your pet insurance coverage options with you!
Visit our website to find available pet insurance coverage! www.thepetinsurancebrokers.com -
What If My Teenager Is Away For College In Another State? Are They Still Covered Outside Of State Lines? (Duluth, GA) What if my teenager is away for college are In another state? Are they still covered outside of state lines? So, there are a lot of different coverages that we can put on an auto insurance policy.What If My Teenager Is Away For College In Another State? Are They Still Covered Outside Of State Lines? (Duluth, GA)
One of them often gets a discount if your student, if your child is in college and they do not have a vehicle with them in college, but you still want them covered for when they come home, you know, on spring break or winter break or any breaks from school, there's actually a discount that can be added on there.
It's called a student at least 100. miles away at school. And so you can reduce that coverage, you can reduce your premium sum by adding that discount on there.
As far as if they have a vehicle covered, as long as their primary residence and the vehicle is registered in the state that you live in, then your insurance will still be covered because they're a temporary resident in that other state, but they are a primary resident of your home state.
We’d be happy to review your Pet insurance coverage options with you!
Visit our website to find available pet insurance coverage! www.thepetinsurancebrokers.com -
Does My Insurance Cover Garage, Barn, Or Outbuilding Collapses Due To Severe Storms? (Duluth, GA) Does my insurance cover garage, barn, or outbuilding collapses due to severe storms? Yeah, so there's actually a coverage included in most homeowners insurance policies. It's under what's coverage B or other structures coverage.Does My Insurance Cover Garage, Barn, Or Outbuilding Collapses Due To Severe Storms? (Duluth, GA)
And so what that does is provide, provide a limit for um coverage on buildings that are not attached to the primary home on your regular homeowners insurance policy. So that coverage usually most carriers comes with a 10% of your coverage A, which is like your normal dwelling limit.
Most carriers include a 10% coverage for other structures, but if you do have something like a bar or a large garage on your property that's worth more than 10% of your home value, you need to add additional coverage under that under other structures coverage in order to get, you know, that fully insured value on that piece of building.
So a lot of times it works on percentages, so you can go all the way up, carriers will go all the way up to 100% equal on other structures as they have on their primary home coverage. So it's just something you need to talk with your agent about, especially if you have a larger structure, either a barn or a garage on the property.
We’d be happy to review your Pet insurance coverage options with you!
Visit our website to find available pet insurance coverage! www.thepetinsurancebrokers.com -
Agency Intro (Duluth, GA) At our agency, we believe you deserve top quality service, period. That's why we're committed to giving you the best of us. We'll make sure you have the right coverage, the right discounts, and can take comfort in knowing the things that matter most to you are protected.Agency Intro (Duluth, GA)
We also believe in giving back. As agents of change in our community, our agency will rally around a new community cause. Together we can positively impact the lives of others around us. So for every friend you recommend to our agency for a quote, we'll make a donation. To someone in need on your behalf. But why stop there? If you personally know of a child, a family or an individual going through a tough time and think we can help them, let us know. We'll do our best to include them in our community cause program.
If you'd like to learn more about other great local services in our area, be sure to check out the concierge tab on our website. This serves as your local business field guide and we'll continue to add new businesses that have been recommended by our customers.
Lastly, don't miss our month. Publication called Our Hometown magazine. It contains a local events billboard, delicious recipes, and other useful articles. Customers receive a new issue delivered to their email inboxes each month. Call us for a comparison quote or policy review today.
We’d be happy to review your Pet insurance coverage options with you!
Visit our website to find available pet insurance coverage! www.thepetinsurancebrokers.com -
Why Get Life Insurance For Babies? (Duluth, GA) Ok. So here's the thing while it might seem strange or even a little bit morbid purchasing life insurance for newborn babies has become super popular over the last few years.Why Get Life Insurance For Babies? (Duluth, GA)
I know that the thought of losing a newborn is absolutely unthinkable. But I want you to keep in mind that life insurance is not only about providing a benefit for the death of the policyholder.
Many types of permanent or whole life insurance policies are actually designed to mature after a certain number of years, then a payout goes to the beneficiary.
So for a newborn, for example, this means that the policy might mature during their college years, say, and this can provide funds for education or maybe even a little nest egg for a new family with could be an awesome thing.
Plus because the policy is being purchased for a newborn, the premiums are very likely to be really affordable.
So, if you want to learn more about how a life insurance policy can help provide for your Children, then the smart move is to schedule time with an insurance agent who you trust and they're going to help you set up a great policy
We’d be happy to review your Pet insurance coverage options with you!
Visit our website to find available pet insurance coverage! www.thepetinsurancebrokers.com -
Does Your Auto Insurance Cover Car Rentals? (Duluth, GA)Does Your Auto Insurance Cover Car Rentals? (Duluth, GA)
For frequent travelers or families who are planning a vacation. A very common question is whether or not an auto insurance policy covers car rentals? Great question.
So, this actually isn't a simple yes or no answer. It depends entirely on the particulars of your individual. Auto insurance cover some carriers cover the driver meaning you.
So no matter what kind of vehicle you're driving, your coverage follows you. On the other hand, some carriers cover specific vehicles, which means your policy is only in effect when you're driving the car that's specified on your insurance form.
Now, car rental companies will often offer you insurance at the time of the rental, but depending on your existing coverage and the cost of the insurance, this either might be money that you do not need to pay for or very well worth the additional cost.
Your insurance agent can help you determine the particulars of your policy as well as help you make informed choices regarding future car rentals.
We’d be happy to review your insurance coverage options with you! Give us a call at 678-335-2323 or visit https://www.georgiasfinestins.com.
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If I Outlive My Term Life Insurance, Do I Get Anything Back? (Duluth, GA) If I outlive my term life insurance, do I get anything back?If I Outlive My Term Life Insurance, Do I Get Anything Back? (Duluth, GA)
So on term life insurance, there are a couple of different endorsements or what they call riders in the life life insurance that you can add on the policy. So if you get a basic term life insurance policy, there is no return of premium. There is a rider called return of premium, and what that means is if you outlive your uh life insurance, you do get that return premium portion of that premium returned back to you. So it is something, you know, it costs a little bit extra, sometimes it's, a value, you know, you decide.
You know, if you're on the older scale and not likely to outlive your life insurance, and it's probably something you don't want to carry your life insurance is already going to be highly expensive. But if you're a younger person who kind of, you know, uses it both as life insurance protection for your family and your assets, along with somewhat a small investment, it's not a great investment, but somewhat small investment, you can get that money back, some of that premium back with a return of premium right on the life insurance.
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Got a pet?
We’d be happy to review your pet insurance coverage options with you!
Visit our website to find available pet insurance coverage! www.thepetinsuranceb
Supporting animal welfare is not just about helping animals in need; it’s about creating a compassionate society where empathy, kindness, and respect are extended to all living beings. The work done by the Atlanta Humane Society serves as a reminder that every animal deserves a loving home and a chance at a better life. We are incredibly proud to be part of this important cause and to work alongside such a dedicated team of animal advocates. At Georgia’s Finest Insurance, we know that we are stronger together, and the Atlanta Humane Society exemplifies that belief. By offering care to our furry companions, we are not only improving their lives but also enriching the lives of those who welcome them into their homes. Here’s how you can help: For every referral to Georgia’s Finest Insurance, we’ll donate $10 to Back on My Feet. It’s that simple—send someone our way, and together, we’ll help individuals take their first steps toward stability and success. Let’s show what Georgia’s Finest can do when we come together for change. One referral at a time, we can rebuild lives and make a lasting impact!
At Georgia’s Finest Insurance, we believe in the power of community to lift each other up. That’s why we’re partnering with Back on My Feet, a nonprofit changing lives by helping individuals experiencing homelessness find hope, stability, and independence. Every journey begins with a single step, and for those experiencing homelessness, that step can feel impossible. Back on My Feet empowers individuals to reclaim their lives through structured running programs combined with critical resources like job training, financial education, and housing assistance. It’s not just about running—it’s about running toward a brighter future. Did you know over 10,000 Georgians experience homelessness each night? Back on My Feet tackles this crisis by combining physical wellness with workforce training, financial education, and housing support. Their programs empower participants like Michael to reclaim their futures. To continue transforming lives, Back on My Feet needs funding for essential running gear, job readiness programs, and housing resources. Here’s how you can help: For every referral to Georgia’s Finest Insurance, we’ll donate $10 to Back on My Feet. It’s that simple—send someone our way, and together, we’ll help individuals take their first steps toward stability and success. Let’s show what Georgia’s Finest can do when we come together for change. One referral at a time, we can rebuild lives and make a lasting impact!
Children's Healthcare of Atlanta (CHOA) finds a compassionate ally in Georgia's Finest Insurance, where community commitment is not merely a responsibility but a heartfelt mission. Mirroring CHOA's dedication to enriching lives, Georgia's Finest Insurance actively seeks opportunities to make a positive difference through supporting local charities, engaging in community events, and contributing to meaningful causes. The agency's commitment goes beyond financial support, as their team passionately invests time and effort in volunteerism, fostering a culture of caring reminiscent of CHOA's commitment to pediatric well-being. In a powerful initiative, Georgia's Finest Insurance invites others to join their mission by simply referring friends or family to the agency. For every referral that results in a no-obligation insurance quote, a generous $10 donation is pledged to Children's Healthcare of Atlanta. This synergy between Georgia's Finest Insurance and CHOA exemplifies the transformative impact of collective efforts in creating a community where the well-being of children is a shared responsibility. By encouraging others to participate in this mission through referrals, the agency not only advocates for community engagement but also provides tangible support to CHOA, ensuring that the commitment to pediatric healthcare is a shared endeavor.
At Georgia’s Finest Insurance, our love for furry companions is as boundless as the joy they bring into our lives. As strong advocates for animal rights, we are deeply moved by the Atlanta Humane Society’s dedication to its mission to help and shelter abandoned animals in our community! The Atlanta Humane Society isn’t just an animal shelter; it’s a haven for those who can’t speak for themselves. From providing shelter and medical care to facilitating adoptions that warm the heart, their commitment to animal welfare is nothing short of inspiring. In the spirit of giving back, we are thrilled to announce a special initiative. Everyone deserves a second chance in life, so we want to take this opportunity to lend a helping hand to the Atlanta Humane Society as they raise awareness about animal cruelty and neglect within our community. Animals are close to our hearts and light up the lives of everyone around them, and you can help save them! Every time you recommend someone to us who receives a non-obligation quote, we’ll donate $10 to the Atlanta Humane Society on your behalf! By simply sharing our commitment to protect what matters most, you’re also helping us contribute to the well-being of these lovable creatures. Let’s make tails wag, and hearts leap together, creating a community where every pet finds a loving home.
Supporting animal welfare is not just about helping animals in need; it’s about creating a compassionate society where empathy, kindness, and respect are extended to all living beings. The work done by the Atlanta Humane Society serves as a reminder that every animal deserves a loving home and a chance at a better life. We are incredibly proud to be part of this important cause and to work alongside such a dedicated team of animal advocates. At Georgia’s Finest Insurance, we know that we are stronger together, and the Atlanta Humane Society exemplifies that belief. By offering care to our furry companions, we are not only improving their lives but also enriching the lives of those who welcome them into their homes. Here’s how you can help: For every referral to Georgia’s Finest Insurance, we’ll donate $10 to Back on My Feet. It’s that simple—send someone our way, and together, we’ll help individuals take their first steps toward stability and success. Let’s show what Georgia’s Finest can do when we come together for change. One referral at a time, we can rebuild lives and make a lasting impact!
At Georgia’s Finest Insurance, we believe in the power of community to lift each other up. That’s why we’re partnering with Back on My Feet, a nonprofit changing lives by helping individuals experiencing homelessness find hope, stability, and independence. Every journey begins with a single step, and for those experiencing homelessness, that step can feel impossible. Back on My Feet empowers individuals to reclaim their lives through structured running programs combined with critical resources like job training, financial education, and housing assistance. It’s not just about running—it’s about running toward a brighter future. Did you know over 10,000 Georgians experience homelessness each night? Back on My Feet tackles this crisis by combining physical wellness with workforce training, financial education, and housing support. Their programs empower participants like Michael to reclaim their futures. To continue transforming lives, Back on My Feet needs funding for essential running gear, job readiness programs, and housing resources. Here’s how you can help: For every referral to Georgia’s Finest Insurance, we’ll donate $10 to Back on My Feet. It’s that simple—send someone our way, and together, we’ll help individuals take their first steps toward stability and success. Let’s show what Georgia’s Finest can do when we come together for change. One referral at a time, we can rebuild lives and make a lasting impact!
Children's Healthcare of Atlanta (CHOA) finds a compassionate ally in Georgia's Finest Insurance, where community commitment is not merely a responsibility but a heartfelt mission. Mirroring CHOA's dedication to enriching lives, Georgia's Finest Insurance actively seeks opportunities to make a positive difference through supporting local charities, engaging in community events, and contributing to meaningful causes. The agency's commitment goes beyond financial support, as their team passionately invests time and effort in volunteerism, fostering a culture of caring reminiscent of CHOA's commitment to pediatric well-being. In a powerful initiative, Georgia's Finest Insurance invites others to join their mission by simply referring friends or family to the agency. For every referral that results in a no-obligation insurance quote, a generous $10 donation is pledged to Children's Healthcare of Atlanta. This synergy between Georgia's Finest Insurance and CHOA exemplifies the transformative impact of collective efforts in creating a community where the well-being of children is a shared responsibility. By encouraging others to participate in this mission through referrals, the agency not only advocates for community engagement but also provides tangible support to CHOA, ensuring that the commitment to pediatric healthcare is a shared endeavor.
At Georgia’s Finest Insurance, our love for furry companions is as boundless as the joy they bring into our lives. As strong advocates for animal rights, we are deeply moved by the Atlanta Humane Society’s dedication to its mission to help and shelter abandoned animals in our community! The Atlanta Humane Society isn’t just an animal shelter; it’s a haven for those who can’t speak for themselves. From providing shelter and medical care to facilitating adoptions that warm the heart, their commitment to animal welfare is nothing short of inspiring. In the spirit of giving back, we are thrilled to announce a special initiative. Everyone deserves a second chance in life, so we want to take this opportunity to lend a helping hand to the Atlanta Humane Society as they raise awareness about animal cruelty and neglect within our community. Animals are close to our hearts and light up the lives of everyone around them, and you can help save them! Every time you recommend someone to us who receives a non-obligation quote, we’ll donate $10 to the Atlanta Humane Society on your behalf! By simply sharing our commitment to protect what matters most, you’re also helping us contribute to the well-being of these lovable creatures. Let’s make tails wag, and hearts leap together, creating a community where every pet finds a loving home.
