If I Outlive My Term Life Insurance, Do I Get Anything Back? (Duluth, GA)
If I outlive my term life insurance, do I get anything back?

So on term life insurance, there are a couple of different endorsements or what they call riders in the life life insurance that you can add on the policy. So if you get a basic term life insurance policy, there is no return of premium. There is a rider called return of premium, and what that means is if you outlive your uh life insurance, you do get that return premium portion of that premium returned back to you. So it is something, you know, it costs a little bit extra, sometimes it's, a value, you know, you decide.

You know, if you're on the older scale and not likely to outlive your life insurance, and it's probably something you don't want to carry your life insurance is already going to be highly expensive. But if you're a younger person who kind of, you know, uses it both as life insurance protection for your family and your assets, along with somewhat a small investment, it's not a great investment, but somewhat small investment, you can get that money back, some of that premium back with a return of premium right on the life insurance.

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